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How Do I Make a Non-Contingent Offer When I Need to Sell?

Thursday, February 24, 2022   /   by Brittany Aspenson

How Do I Make a Non-Contingent Offer When I Need to Sell?



Here are some options for making an offer while you have a home to sell.

Many people think they have to list their home and sell it to make an offer on a new one. It can be overwhelming and scary, especially in this low-inventory market. However, there are ways you can make a non-contingent offer on a home even if you still have a house to sell.

The first option is to go to a bank and see if you can qualify for two mortgages at once. The money from the down payment can come from equity, via a bridge loan or HELOC or savings. Often, clients are concerned that they may not have access to their full down payment, and that’s ok. The loan can be recast at a later date to include all the equity that’s there.

The second option is for those who don’t qualify for two mortgages. For the properties that qualify, an instant cash offer from an iBuyer or our home swap program can provide you with the executed purchase agreement on your current property, which is necessary to make a non-contingent offer on your new property. Our refresh program even provides extra cash to prepare your current property for sale and maximize its sale price.

Finally, our multiple-offer strategy is our premier service where we list your home to sell it for the most amount of money in the least amount of time. In 2021, 85% of our listings sold using this strategy with an average sales price of 105% of their list prices. It works, and I would be excited to share it with you.

"Our refresh program gives you cash to fix your home up before selling it."


These are the tools that a lot of people are missing out on in this market. They can help ensure that you sell for top dollar and have a strong offer. Don’t give up on the idea of moving because of fear of the unknowns. Let’s see which of these options works best for you.

If you have any questions for me, don’t hesitate to reach out via phone or email. I look forward to hearing from you soon.





  buyer's, home selling, home buyer tips, buyer questions

The data relating to real estate for sale on this web site comes in part from the Broker ReciprocitySM Program of the Regional Multiple Listing Service of Minnesota, Inc. Real Estate listings held by brokerage firms other than Sandy Erickson + Brittany Maxwell- Real Estate Team - Realty Group LLC are marked with the Broker ReciprocitySM logo or the Broker ReciprocitySM thumbnail logo (a little black house) and detailed information about them includes the name of the listing brokers.” Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items.” Copyright2022Regional Multiple Listing Service of Minnesota, Inc. All rights reserved. Data last updated May 17, 2022
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