RAMSEY SOLUTIONs
Most people consider moving one of life’s necessary evils. That’s why moving companies stay in business. Why pack, load, drive, unload, and unpack all your stuff when you can pay someone to do it? Whether you plan to do it yourself or hire it out, we’ve got some tips to help you save on your move.
Before You Start Packing
Don’t waste time or money moving stuff you don’t need. This goes for unused furniture, books, exercise equipment, kids’ toys and even clothes. Have a yard sale or donate your items. You’ll lighten your load and fill your wallet.
Keep track of your moving expenses, because if you’re moving to take a new job, you may be able to deduct them from your income taxes. Check out IRS Form 3903 for more information on eligible expenses. Speaking of tax breaks, any donations you make are tax deductible as well, so be sure you get receipts from the organizations you give your unused items to.
Do-It-Yourself Mov ...

10 Tips for Home Buyers
 

1. Be selective, but not unrealistic. There is no “perfect” home, just the right home for you.
2. Do your homework before you start looking. Decide specifically what features you want in a home and which are most important to you.
3. Get your finances in order. Review your credit report and be sure you have enough money to cover your down payment and your closing costs.
4. Determine what you can afford. Talk to a lender and get pre-approved for a mortgage before you start looking.
5. Trust in yourself. Limit the number of people you turn to for a second opinion; as it could make your decisions more difficult.
6. Decide when you could move. When is your lease up? Are you allowed to sublet? Do you have a home to sell? Is there an ideal transition time?
7. Think long-term. Are you looking for a starter house with the idea of moving up in a few years or do you hope to stay in this home longer? This decision . ...