If you need assistance, please call 651-998-2098

Quick Guide | Sandy Erickson Real Estate Team Blog

Thursday, December 30, 2021   /   by Linda Maxwell

Moving Planner with Checklist

Packing and moving isn't much fun for anyone.  To alleviate some of the stress, take a look at advice on steps to planning the move, tips on selecting a moving company, homeowners insurance, professional guidelines on how to pack to avoid damage, and a moving checklist. ...

Read More


  buyer's, seller's, home buyer tips, home selling, selling house tips, moving, quick guide, abc's of real estate, real estate terms, moving checklist, moving planner

Wednesday, September 11, 2019   /   by Linda Maxwell

How to find your "right" home - A Quick Guide to Making that BIG Decision

September 11, 2019 at 10:22am | Sandy Erickson

For home buyers, acquiring your dream home may not be as simple as saying that you want a “two-story house with
a garage in a quiet neighborhood.” Clearly, there’s so much more to a home than that. You should not be restricted
to the price either since it is only part of the bigger process.
You must closely think of what you really desire in your home. Perhaps it will help to prepare a list of features that
you prefer. Here’s a quick list of the parameters, home features and amenities that could guide you in finding that
dream home of yours.



Location and Neighborhood
Suburbs or Country - The houses here are generally more expensive but often newer. These are also farther from the cities.
Urban - Closer to many employers, entertainment districts, restaurants and schools, but also often noisier.
Busy Streets - Often, these are homes on streets with more traffic.
Cul-de ...

Read More


  buyer's, buyer questions, quick guide, finding the right home, finding the right house

Wednesday, September 4, 2019   /   by Linda Maxwell

The ABC's of Real Estate: Terms Every Buyer & Seller Should Know

September 04, 2019 at 1:03pm | Sandy Erickson
Whether you are a first-time home buyer or a third-time home seller, the real estate transaction can be confusing and stressful enough even without the many terms and acronyms used during the process. But don’t be overwhelmed — we’ve compiled a mini-glossary of the important terms you should know and familiarize yourself with to help you better understand what’s going on with the home sale.
It’s good to remember what Steve Jobs said: “There’s always one more thing to learn.”



The ABCs of Real EstateA: An appraisal is a professional estimate of the value of the property by a certified appraiser. Lenders always require a home appraisal before they will issue a mortgage. Appraisers look into similar homes in the area that have been sold recently, also known as “comps,” and also take into account the home’s condition, square footage, location, a ...

Read More


  buyer's, buyer questions, home buyer tips, seller's, abc's of real estate, quick guide, real estate terms

Wednesday, August 28, 2019   /   by Linda Maxwell

What's in a Mortgage? Breaking down the components of a mortgage payment

August 28, 2019 at 1:16pm | Sandy Erickson
In simplest terms, a mortgage is a long-term loan designed to help borrowers purchase a house. It allows
individuals to become homeowners without making a large down payment and thus, fulfilling The American
Dream. Once you become a homeowner, a mortgage represents one of your life’s biggest financial commitments.
So it’s important to understand the structure of your payments — what percentage goes to principal, interest,
and taxes, and what you currently owe on your loan balance



I’m a first-time home buyer. Once I closed on my new home, when will my mortgage payment start?Mortgage payments usually start one full month after the last day of the month in which the home purchased closed. Unlike rent payments, which are usually paid in advance on the first day of the month, mortgage payments are paid in arrears. It means the payment is expected to be made at the end of the month. For an ins ...

Read More


  buyer questions, abc's of real estate, quick guide, real estate terms, earnest deposit, earnest money

Sandy Erickson Real Estate Team
4411 Lake Avenue S
White Bear Lake, MN 55110
651-998-2098

The data relating to real estate for sale on this web site comes in part from the Broker ReciprocitySM Program of the Regional Multiple Listing Service of Minnesota, Inc. Real Estate listings held by brokerage firms other than Sandy Erickson + Brittany Maxwell- Real Estate Team - Realty Group LLC are marked with the Broker ReciprocitySM logo or the Broker ReciprocitySM thumbnail logo (a little black house) and detailed information about them includes the name of the listing brokers.” Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items.” Copyright2022Regional Multiple Listing Service of Minnesota, Inc. All rights reserved. Data last updated January 26, 2022
This site powered by CINC: www.cincpro.com